How to apply mobikiwki parsonal loan app

 To apply for a loan on MobiKwik, you can: 

Download the MobiKwik app from the Play Store or App Store

Create an account or log in

Go to the Loan section and select ZIP EMI

Agree to the terms and conditions

Complete your KYC

Enter your personal information

Choose the loan amount and tenure

Apply any voucher details

Click Accept to complete the application

After you apply for a loan, MobiKwik will assess your eligibility and offer you loan options. You can then verify your bank account details and set up auto-debit for EMI payments. 

Additional information

MobiKwik considers various factors, including your credit score, when determining your eligibility 

You can use MobiKwik to pay back loans from Home Credit, Flexsalary, and Avail Finance 

MobiKwik offers a variety of payment options, including debit and credit cards, UPI, wallet, and net banking

Download link below 👇 👇 👇 👇 👇 👇 

Get an instant personal loan with MobiKwik ZIP EMI. Download now!

MobiKwik: Personal Loan App

Trusted by more than 14 Cr+ Indians🏆, MobiKwik offers instant personal loan up to ₹2 Lakh💸 based on your credit score starting at as low as 1.3% per month interest rate. You can easily transfer funds to your bank and repay over 6-24 months. No interest will be charged until you utilize or withdraw the loan amount. Enjoy the convenience of nationwide scan and pay.

Why choose ZIP EMI loan:
✅ Instant loan: Personal loan from ₹10,000 to upto ₹2 Lakh💸 with easy EMI options.
✅ Minimal documentation: 100% digital process. No physical paperwork🗒️ required.
✅ Competition interest rates: Starting at as low as 1.3% per month.*
✅ Convenient payments: EMIs are auto-deducted via eNACH or you can pay on the app via UPI against your loan amount.
✅ Easy fund transfer: Loan amount is instantly transferred to your bank account, making it easy to use for shopping, travel, education, and more.
✅ Flexible tenure: Repay your loan over 6-24 months.

Get Free Credit Score
✅ Free Credit Check: Get a detailed report every month for free with all your loans & credit cards performance
✅ Easier Loan Approvals: A high credit score increases your chances of getting loan approvals whenever you need them.
✅ Better Loan Terms: With a good credit score, you can access loan with more favorable terms, such as lower interest rates and higher credit limits.

How to Use ZIP EMI:
1. Download the MobiKwik app from the PlayStore
2. Click on “ZIP EMI”.
3. Complete the KYC process.
4. Enter details such as your father’s name, type of employment, monthly income, and contact details (email ID).
5. Wait for a credibility check based on KYC & score
6. Your eligible loan amount and applicable interest rate will appear on the screen.

 

Verify your bank details & setup auto-debit via NACH

8. Click on ‘Accept’ to initiate the disbursal of your instant personal loan.

✔️Eligibility:

- Residency: Indian citizen

- Employment: Both salaried and self-employed individuals are eligible

- Bank account: Savings account with an Indian bank

- KYC: Complete the KYC on our platform

Explore the MobiKwik App and Enhance Your Financial Situation

MobiKwik offers a wide range of products designed to improve your financial well-being. From instant credit to investment opportunities, the app provides convenient solutions tailored to your needs. Discover the benefits of MobiKwik's innovative products today!

🤝Lending partners (NBFC):

SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) or SMFG India Credit, Transactree Technologies Pvt. Ltd. (Lendbox), Hero FinCorp Limited

Lending partners (Bank): IDFC First Bank Limited

📋Sample EMI Calculation:

Loan Amount: ₹50,000

Interest rate (APR): 16% p.a.

Tenure: 12 months

EMI: ₹4,537

Total interest paid: ₹4,444

Processing Fees (2%): ₹1,000

Disbursed Amount: ₹49,000 (Principal Amount - P.F.)

Total Cost of Loan: ₹55,444 

Download link 🖇️.. https://play.google.com/store/apps/details?id=com.mobikwik_new